/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
50% Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
50% Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$19.20
$20.10
$20.70
$21.60
$21.90
$22.80
$23.40
$24.90
$25.80
$28.80
$30.00
$31.50
$33.00
$34.80
$36.00
$38.10
$40.20
$42.00
$44.10
$49.80
$53.10
$55.80
$58.50
$62.70
$66.60
$72.00
$77.10
$82.50
$89.10
$102.90
$113.70
$123.60
$136.20
$163.80
$180.30
$201.00
$222.90
$247.20
$274.20
$303.60
$336.90
$373.80
$413.70
$498.30
$546.60
$601.20
$659.40
$724.20
$796.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
50% Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$40.20
$41.40
$43.20
$43.80
$45.60
$46.80
$49.80
$51.60
$57.60
$60.00
$63.00
$66.00
$69.60
$72.00
$76.20
$80.40
$84.00
$88.20
$99.60
$106.20
$111.60
$117.00
$125.40
$133.20
$144.00
$154.20
$165.00
$178.20
$205.80
$227.40
$247.20
$272.40
$327.60
$360.60
$402.00
$445.80
$494.40
$548.40
$607.20
$673.80
$747.60
$827.40
$996.60
$1,093.20
$1,202.40
$1,318.80
$1,448.40
$1,593.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
50% Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$51.60
$52.20
$54.00
$55.20
$58.20
$59.40
$61.20
$64.20
$67.20
$69.00
$75.60
$80.40
$84.00
$88.20
$92.40
$97.80
$102.00
$108.60
$111.60
$117.60
$132.00
$139.20
$148.20
$156.60
$165.60
$176.40
$189.60
$202.80
$216.60
$232.20
$268.80
$294.00
$322.80
$353.40
$423.60
$469.80
$520.80
$574.20
$635.40
$700.80
$781.80
$862.80
$953.40
$1,054.20
$1,269.60
$1,393.20
$1,525.80
$1,672.20
$1,835.40
$2,010.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov